IMPORTANT - Please read this page carefully. The apeg.bc.ca Web Site (the "Web Site") is operated and owned by the Association of Professional Engineers and Geoscientists of British Columbia (“APEG”). This page states the Terms of Use and Disclaimer under which you may use the Web Site. By accessing any areas of this Web Site, you are agreeing to be bound by this Terms of Use and Disclaimer. If you do not accept the Terms of Use and Disclaimer stated below, do not use the Web Site. APEG may revise these Terms of Use and Disclaimer at any time by updating this posting. You should visit this page periodically to review the Terms of Use and Disclaimer for changes. Your continued use of the Web Site following the posting of changes to these Terms of Use and Disclaimer will mean you accept and are bound by such changes.

Copyright and Trade-marks:
The entire contents of the Web Site, including but not limited to text, publications, newsletters, articles, opinions, minutes of meetings, notice of meetings, views, graphics, images, HTML code, multimedia clips, Java code, PHP code, and the selection and arrangement of information ("Materials"), are protected by copyright and other intellectual property laws under both the laws of Canada and of foreign countries.

The APEG logo, INNOVATION, and all related words, domain names and logos are trade-marks or official marks and the property of APEG. The following are official marks of APEG: the APEG logo, Innovation, the Geoscientist seal, Engineering Licensee, Eng.L., Geoscience Licensee, Geo.L. All other trade-marks, product names and company names or logos cited herein are the property of their respective owners.

APEG’s trade-marks and official marks may not be used without APEG’s express authorization and, without limiting the generality of the foregoing, APEG’s trade-marks may not be used in connection with any products or services which are not APEG’s or authorized by APEG, in any manner that is likely to cause confusion among parties dealing with APEG, or in any manner that disparages or discredits APEG.

Unauthorized use of the Materials may violate copyright, trade-mark, patent and other laws. All copyright, trade-mark, and other proprietary notices contained in the original Materials must appear on any copy you make of the Materials pursuant to the License granted below.

The material contained on www.apeg.bc.ca including all portions of the website, content, site design, text, graphics, and the selection and arrangement thereof are Copyright © 2006 Association of Professional Engineers and Geoscientists of British Columbia or its licensors, as applicable. ALL RIGHTS RESERVED.

Licence:
You are granted a limited licence to display or print the Materials for personal use, provided the Materials are not modified and a copy of this Terms of Use and Disclaimer is attached to any copies that are made. You are further granted a limited license to use the e-mail and Internet links (the “Services”) provided on the Web Site. Any other use of the Materials or Services is prohibited. All rights not expressly granted herein are reserved. None of the Materials or Services may be otherwise reproduced, re-published, re-disseminated or otherwise provided in any manner or form without the prior written consent of APEG or the third party to which the intellectual property rights belong. You may not sell or modify the Materials or Services or reproduce, display, publicly perform, distribute, access or otherwise use the Materials or Services in any way for any public or commercial purpose. The use of the Materials or Services on any other web site or reproduction on networked computer environment for any purpose is prohibited. If you violate any of these Terms and Conditions, your permission to use the Materials and Services automatically terminates and you must immediately destroy any copies you have made of the Materials and cease use of the Services.

Confidentiality:
Absent the use of encryption, the Internet is not a secured medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. APEG will not be responsible for any damages you or any third party may suffer as a result of the transmission of confidential information that you make to any third party through the Internet e-mail links provided on this Web Site. APEG is not responsible for any errors or any changes made to any transmitted information. Should you decide to transmit information using Internet e-mail links, you do so at your own risk.

Computer Viruses:
While APEG makes efforts to ensure that all Materials and Services provided on this Web Site do not contain computer viruses, you are responsible to take the appropriate precautions to scan for computer viruses and to ensure that you have a complete and current back up of the applicable items contained on your computer system.

Links to Other Sites:
The Web Site may contain links to other sites as well as e-mail links. These links are provided solely as a convenience to you. These other sites were independently developed by parties other than APEG and APEG assumes no responsibility for the accuracy or appropriateness of the information contained in such sites. The inclusion of any link to another site does not imply endorsement by APEG. Any mention of another party or its product or service on the Web Site should not be construed as an endorsement of that party or its product service. If you decide to access linked third party web sites, you do so at your own risk.

Limitation of Warranties And Disclaimer:
The Materials and Services are provided for educational or informational purposes only and are not intended to provide legal, engineering, or geoscientific advice and should not be relied upon in that respect. You should not act or rely on any information on this Web Site without seeking the advice of a professional. Any opinion, advice, article, publication, statement, service, offer, or other information or content expressed or made available on this Web Site or on any site linked to this Web Site, is that of the respective author or distributor and not of APEG. APEG assumes no obligation to update the Materials, advise on further developments concerning topics mentioned or update the functionality of the Services. The information contained on this Web Site may contain typographical errors. The Materials and Services may be changed or withdrawn without notice.

THE MATERIALS AND SERVICES CONTAINED IN THIS WEB SITE ARE PROVIDED ON AN "AS IS, WHERE IS, AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE WEB SITE, MATERIALS, OR SERVICES. APEG DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, AND NON-INFRINGEMENT. BY USING OR ATTEMPTING TO USE THE WEB SITE, YOU EXPRESSLY ACKNOWLEDGE THAT (i) THERE ARE NO WARRANTIES OR REPRESENTATIONS MADE REGARDING THE CONTENT OF THIS WEB SITE, THE MATERIALS, THE SERVICES, OR OF ANY INFORMATION CONTAINED IN ANY SITE LINKED TO THIS WEB SITE, (INCLUDING, WITHOUT LIMITATION, WARRANTIES AND REPRESENTATIONS AS TO THEIR CURRENCY, ACCURACY, COMPLETENESS, OR RELIABILITY; AND (ii) AS A SERVICE TO USERS OF THE WEB SITE, APEG INCLUDES LINKS TO OTHER WEB SITES THAT APEG HAS NO CONTROL OVER, AND MAKES NO ENDORSEMENTS OR REPRESENTATIONS OF ANY KIND REGARDING THE PRODUCTS, SERVICES, CONTENT OR APPROPRIATENESS OF CONTENT ON SUCH OTHER WEB SITES, AND YOU HEREBY IRREVOCABLY WAIVE ANY CLAIM AGAINST APEG WITH RESPECT TO SUCH OTHER WEB SITES. APEG DOES NOT WARRANT OR GUARANTEE UNINTERRUPTED ACCESS TO THE WEB SITE, THE MATERIALS, OR THE SERVICES.

IN NO EVENT SHALL APEG, ITS OFFICERS, AFFILIATES, AGENTS, LICENSORS, EMPLOYEES OR INTERNET SERVICE PROVIDER(S) (COLLECTIVELY "ITS REPRESENTATIVES") BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES, CLAIMS, EXPENSES OR OTHER COSTS (INCLUDING WITHOUT LIMITATION LEGAL FEES) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEB SITE, THE MATERIALS, THE SERVICES, OR ANY OTHER HYPERLINKED WEB SITE. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) COMPENSATORY, DIRECT, INDIRECT, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES; LOSS OF INCOME, REVENUE OR PROFIT; LOSS OR DAMAGE TO PROPERTY OR DATA; CLAIMS OF THIRD PARTIES; AND ALL OTHER COMMERCIAL OR ECONOMIC LOSSES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER THEORY OF LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEB SITE, THE MATERIALS, THE SERVICES OR ANY OTHER HYPERLINKED WEB SITE. THE FOREGOING LIMITATION SHALL APPLY EVEN IF APEG OR ITS REPRESENTATIVES HAVE BEEN ADVISED OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGE. YOU ACKNOWLEDGE THAT YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THIS WEB SITE, THE MATERIAL, AND THE SERVICES CONTAINED HEREIN.

Modifications and Assignment:
APEG may assign its rights under this agreement without notice to you. Only a Director of APEG, in writing, is authorized to modify these Terms of Use and Disclaimer, and no other Representative of APEG may do so.

Jurisdiction:
This Web Site is controlled by APEG from its offices within the Province of British Columbia, Canada. This Web Site can be accessed from all provinces and territories of Canada, as well as from other countries around the world. As each of these places have laws that may differ from those of the Province of British Columbia, Canada, by accessing this Web Site, you agree that all matters relating to access to, or use of, this Web Site, the Material, the Services, or any other hyperlinked website, shall be governed by the laws of the Province of British Columbia and the laws of Canada applicable to that province, without regard to the conflicts of laws principals thereof. You also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the Province of British Columbia and acknowledge that you do so voluntarily and are responsible for complying with local laws.

Content Disclaimer:
Respectfully, please note that the above questions and answers are intended to help you understand the insurance program. The Master Insurance Policy contains the actual and most current terms and conditions that determine how and when the insurance coverage applies. Therefore, nothing in this Q&A document is intended to or will override, alter or eliminate the specific wording of that Master Policy. Please be sure to read "Web Site Terms of Use, Conditions and Content Disclaimer " that also outlines the "Limitation of Warranties and Disclaimers" when using this website.